What's My Time Worth? Opportunity Cost Calculator

Analyze the true value of 1 hour of your time by comparing your salary, freelance potential, and the psychological value of rest.

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What you charge for side-hustles

What's My Time Worth? Opportunity Cost Calculator Methodology & Instructions

Step-By-Step Guide

  1. Enter your standard Salary and Hours Worked.
  2. Enter what you usually charge (or could charge) for an hour of freelance/side-hustle work.
  3. Compare the different financial models of your time to make better spending and delegation decisions.

Multifactor Time Valuation

Aspirational = Base × 5. Rest = Base × 0.5.

Understanding Your Results

MetricWhat It Means
True Hourly WageWhat you actually earn at your day job.
Freelance ValueWhat you could be earning if you monetized that hour of free time instead of resting or doing chores.
Rest Value (Productivity Recovery)The estimated financial return of resting, which prevents burnout and sustains your earning capacity long-term.

Frequently Asked Questions

What is an Aspirational Hourly Rate?
A mental model where you value your time incredibly high. If a task costs less to outsource than your rate, you buy your time back.
Standardized Calculation Engine · Last updated July 6, 2026