Zakat Calculator (Islamic Wealth Tax)

Accurately calculate your Zakat obligation. Add your assets, subtract immediate liabilities, and determine your 2.5% due.

Standardization model: 2.5% * Net Zakatable Assets | Includes Fitra (Zakat al-Fitr).

Houl (Zakatable Assets)

Cash (Bank & Hand)

Gold Value

Silver Value

Other Wealth & Deductions

Investments (Stocks)

Business Inventory

Short-Term Debts / Liabilities

Subtracts from total zakatable wealth

Dynamic Nisab (Market Prices)

Gold $ / gram

Silver $ / gram

Zakat al-Fitr (Fitrana)

Family Headcount

Cost of 1 Sa' (Staple Food)

Typically 2.5kg to 3kg of wheat, rice, or dates per household member.

How It Works & Educational Guide

How To Use

Enter your current Nisab threshold based on your local currency and current gold/silver prices.
Input your cash on hand, bank balances, and value of gold/silver.
Add the current value of your investment shares and business inventory.
Subtract any immediate debts (e.g., credit cards, upcoming mortgage payment).
Click calculate to see if you meet the threshold and what your Zakat is.

Zakat Assessment (2.5%)

Zakat Due = (Total Zakatable Assets - Immediate Liabilities) × 0.025

What the results mean

Term	Definition
Zakatable Assets	Cash, gold/silver, business inventory, and shares you intend to trade. (Personal home and vehicles are exempt).
Liabilities	Short-term debts or immediate bills due now. Long-term mortgages are generally not entirely subtracted, only the upcoming installments.
Nisab Threshold	The minimum wealth line. If your net wealth (Assets - Liabilities) is below this, Zakat is not due. (Usually pegged to ~3 oz of gold).
Zakat Due	Exactly 2.5% (or 1/40) of your net qualifying wealth, payable to those in need.

Frequently Asked Questions

What is the Nisab threshold?

Nisab is the minimum amount of wealth a Muslim must possess for a full lunar year before Zakat becomes obligatory. It is typically calculated as the equivalent value of 85 grams of pure gold or 595 grams of silver.

How much is Zakat?

Zakat is obligatory at 2.5% (or 1/40) on all qualifying wealth that exceeds the Nisab threshold and has been held for one lunar year (Hawl).

Sources: Islamic Relief Worldwide (Zakat Rules)

Reviewed by Lion Financial Team · Updated July 6, 2026

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Calculator Insights

Calculating Your Accurate Zakat & Fitrana Obligations

Fulfilling your Zakat requires precise calculation of your net wealth against the current market Nisab threshold. This religious obligation is 2.5% of your qualifying wealth, and getting the numbers right across cash, gold, investments, and business inventory is essential for accurate charity distribution.

In addition to standard Zakat, managing Zakat al-Fitr (Fitrana) for your household ensures you are fully prepared for the end of Ramadan. Use this assessment to get a strict, mathematically sound breakdown of your finances in your local currency.