Zakat Calculator (Islamic Wealth Tax)
Accurately calculate your Zakat obligation. Add your assets, subtract immediate liabilities, and determine your 2.5% due.
Standardization model: 2.5% * (Zakatable Assets - Debts) | Minimum Threshold: Lower of 87.48g Gold or 612.36g Silver.
Houl (Zakatable Assets)
$
$
$
Other Wealth & Deductions
$
Subtracts from total zakatable wealth
Dynamic Nisab (Market Prices)
Zakat Calculator (Islamic Wealth Tax) Methodology & Instructions
Step-By-Step Guide
- Enter your current Nisab threshold based on your local currency and current gold/silver prices.
- Input your cash on hand, bank balances, and value of gold/silver.
- Add the current value of your investment shares and business inventory.
- Subtract any immediate debts (e.g., credit cards, upcoming mortgage payment).
- Click calculate to see if you meet the threshold and what your Zakat is.
Zakat Assessment (2.5%)
Zakat Due = (Total Zakatable Assets - Immediate Liabilities) × 0.025
Understanding Your Results
| Term | Definition |
|---|---|
| Zakatable Assets | Cash, gold/silver, business inventory, and shares you intend to trade. (Personal home and vehicles are exempt). |
| Liabilities | Short-term debts or immediate bills due now. Long-term mortgages are generally not entirely subtracted, only the upcoming installments. |
| Nisab Threshold | The minimum wealth line. If your net wealth (Assets - Liabilities) is below this, Zakat is not due. (Usually pegged to ~3 oz of gold). |
| Zakat Due | Exactly 2.5% (or 1/40) of your net qualifying wealth, payable to those in need. |
Frequently Asked Questions
What is the Nisab threshold?
Nisab is the minimum amount of wealth a Muslim must possess for a full lunar year before Zakat becomes obligatory. It is typically calculated as the equivalent value of 85 grams of pure gold or 595 grams of silver.
How much is Zakat?
Zakat is obligatory at 2.5% (or 1/40) on all qualifying wealth that exceeds the Nisab threshold and has been held for one lunar year (Hawl).
Primary Reference Sources: Islamic Relief Worldwide (Zakat Rules)
Standardized Calculation Engine · Last updated July 6, 2026